INTERIOR DESIGN

BEAUTIFUL SPACES

Creating aesthetically pleasing rooms and spaces that are attractive, functional, and safe while still meeting the specific needs of the client.

Architectural Design

Amazing Architecture

With our available lead experts, we meet our client’s expectations and needs by providing more appealing and pocket-friendly designs, i.e., architectural design, structural design, and mechanical and electrical design.

EPS Technology

AFFORDABLE HOUSING

We use Expanded Polystyrene (EPS) Technology which cuts our construction cost upto 25%.

CONSTRUCTION MANAGEMENT

PROJECT ON TIME

Team work and professionalism are our main values where we apply when doing construction for prospects. Our Lead experts are available to do frequent site visits before, during and after construction works where weekly reports are provided to clients.

Architecture Design

We offer elaborate space planning, design aesthetics, interior fit outs, utility arrangements and value additions for all our projects.

Building Construction

From the office to the site, we are well equipped with resources to execute each and every task required to bring up a development.

Interior Design

We are committed to creating aesthetically pleasing spaces that are attractive, functional, and safe while still meeting the specific needs of the client.

Welcome to Archistru Tech Ltd.

From initial feasibility studies to final occupation certificates, Archistru Techs Limited is a full-service construction firm. With our trained lead experts on board, we fulfill and even exceed customers' expectations.

Pre-construction

Interior design

Construction management

Subcontracting

General building construction

Special Projects

FEATURED WORKS

Building a better world for tomorrow starts with having the infrastructure in place for today. Without proper construction, the future looks bleak and opportunities are limited. Here is some of our work.

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About Us

Archistru Techs Ltd is a construction firm that provides professional services from the stage of feasibility to the issue of an occupational certificate.

Our Mission

Our mission is to deliver quality, strong, affordable and aesthetically accepted residential and commercial developments.

Our Vision

Building a better future starts with building good infrastructure that will last for years to come.Our vision is to be the leading construction contracting company in offering affordable building solutions to our clients in and out of Kenya.

Our Values

1. Patent

2. Efficient

3. Professionalism

4. Time consciousness

5. Teamwork

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Why Choose Us

Our top priority is effective time management to lessen the level of controversy surrounding the building process. To maintain honesty and open communication with our potential clients, our project management team consists of highly qualified individuals who report on the status of their projects each week.

Free Consultations
We offer free consultations to all our prospective clients in readiness to execute the tasks required for the project.
Free Estimates
To build long-term relations with our clients, we provide free provisional estimates that meets the budget.
Reliability
We believe in professional teamwork to deliver what is expected of us where we provide affordable solutions to our prospects. With our highly trained personell conducting frequent site visits from the feasibility study whereby we are able to foresee any shortcomings and revamp immediately.
Time Management
At AST LTD, we are so concerned with project duration where we do our due diligence before commencing on works to avoid mistakes which will in turn allows smoothness in executing tasks which equates to affordability.
Efficiency
At AST LTD, we are a team who is goal oriented where we deliver to our prospective clients their dream house as agreed.
Affordability
With the rising cost of living, our team is well equipped with the necessary knowhow where we offer to our prospects in regard of the client’s budget.

Our Services

As a company, Archistru Techs Ltd. strives to collaborate closely with clients like you that will help you and your company reach the next level of success.

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Our Skills

We are a group of professionals in the fields of architecture, design, engineering, and urban planning who are collaborating to create a better future.

General Contracting
90%
Construction Management
75%
Preconstruction & Planning
85%
Special Projects
55%

WHAT PEOPLE Says

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Jack Montes

I can't recommend Archistru Techs enough! They are the best construction company in Kenya. Their extended polystyrene technology has reduced construction costs and time, which is huge for Kenyan businesses. I love that they offer a wide variety of building styles too so you know you're getting the best quality for your money..

Renata Martis

I have been in the construction industry for over 5 years now and I can confidently say that Archistru Techs is the best construction company in Kenya. The beautiful thing about them is they use a new technology called Extended Polystyrene which reduces their cost of concrete by half, making them cheaper than any other construction company. I can't say enough how lucky we are to have found this gem of a company.

Raytone Cheti

Happy Clients

Expert Workers

Projects Done

Years Of Experience

LATEST NEWS

Learn Something More From Our News And Articles.

PROPOSED RESIDENTIAL APARTMENT IN SYOKIMAU

PROPOSED RESIDENTIAL APARTMENT IN SYOKIMAU

 The project sits on a 50*100 plot with G+2 Storeys.

Ground floor consists of one unit of one bedroom and one unit of two bedroom with a caretakers bedsitter.

Expanded polystyrene to be used in construction for both walling and suspended slabs due to its lightness and durability compared to tidious and expensive conventional ways.







PROJECT STATUS: WAITING FOR COUNTY APPROVAL.

PROJECT LOCATION: SYOKIMAU.

MODE OF CONSTRUCTION: EPS TECHNOLOGY.

Ruai Projects

Ruai Projects

Ruai is located within the Nairobi Metropolitan Area, specifically in the town of Ruai. Located in the Nairobi Area, the city of Nairobi is roughly 12.7 kilometers (7.9 mi) from the town of Ruai (as the crow flies). About 12.7 kilometers (7.9 miles) separate the Kenyan town of Ruai from the nation's capital, Nairobi.

Proposed Massionate in Ruai

EPS is a lightweight, energy-efficient, and sustainable building product that can be molded into any shape. It is cost-effective and reduces the need for expensive labor to create the desired architectural structure. In order to construct the customer's massionate, the client requested that we implement the EPS technology.






Expanded Polystyrene  (EPS) Technology and how it Reduces Construction Costs

Expanded Polystyrene (EPS) Technology and how it Reduces Construction Costs

When constructing a home in Kenya, one common alternative method is the EPS building technology, which calls for expanded polystyrene (EPS) panels to be assembled between a steel wire mesh and then plastered on both sides with concrete.

EPS panels (a white foam plastic material created from solid polystyrene beads) are mass-produced in a factory and then shipped to the construction site to save money and reduce material waste.

Approximately 70 panels, each weighing 15 kilograms, are needed to cover the 100 square meters needed for a normal two-bedroom house, so the entire structure can be transported in a single lorry load.



Construction Timeline


Archistru Techs Ltd. has utilized EPS technology to build homes in Rongai, and claims that the company's expenses have been reduced by 25%. In comparison, the construction time has been reduced by 50% thanks to the usage of EPS building technology.

It saves money and time on labor thanks to this technology. Due to its small weight, the building needs less reinforcement. In an interview, Mr. Miako stated that you also save money on the base.

Building components such as walls, floors, roofs, and boundary walls can all be erected easily using lightweight panels.

Only when constructing a structure's base do you use bricks. The EPS panels then serve as the primary wall and floor material. He elaborated, "This produces superior structures and is amenable to high-quality finishing.


Multi-story buildings

Modular homes, despite their lightweight, can endure natural disasters better than traditional homes.


Up to twenty stories can be built using EPS technology.


"The weight of the building causes it to collapse. The weight savings from using EPS is considerable. According to an interview with engineering specialist Mike Juma of the National Housing Corporation (NHC), "it has a greater strength-to-weight ratio than conventional construction blocks."


By adding a 35ml concrete coating to EPS panels and 15ml plaster finishes on both sides, the resulting wall is as thick as a 9x9 construction block.


In contrast to the 11–20 stories achieved in a double wall panel project, Juma says that a column-free building can only be four stories tall.


With a frame system, however, "the height can be endless" since "EPS panels will be pouring in as filler materials," he said.


The National Housing Corporation (NHC) opened a plant in Mavoko, Machakos County, in 2011 to produce EPS panels. Apartment buildings all around the country have been constructed utilizing EPS technology, which the company has been using for some time.


To further spread the technology, "we have also cooperated with other private investors across the country," he said.


Building expenses for using EPS technology

Juma, an expert on the cost of EPS panels for use in Kenyan construction, explained that these panels come in various sizes, shapes, and configurations for both walls and floors, each with its own price tag.


It costs roughly Sh600,000 to create a studio apartment and about Sh1.5 million to build a conventional two-bedroom house. "For example, a builder can construct a wall using EPS panels for Sh1,800 per square metre and a slab for Sh2,350 per square metre," he said.


While EPS panels are a newer building technology in Kenya, they have been widely employed in the developed world for decades due to their durability, lightweight, ease of installation, and cost-saving features.


The technology also has a strong resistance to fire and other shocks and provides thermal insulation, which keeps a house cool regardless of temperature changes.


Since EPS has no nutritional value, it does not attract termites, rats, or any other pests, making homes constructed with it bulletproof and sound.

What Are the Necessary Steps to Take Before Applying for a Mortgage in Kenya?

What Are the Necessary Steps to Take Before Applying for a Mortgage in Kenya?

 The credentials needed to acquire a mortgage in Kenya can vary significantly depending on the financial organization you work with. 



Nevertheless, the following items must be on your expedited checklist:


  • A letter of introduction from your employer is included.
  • Copies of any and all identifying documents you own
  • At least three months' worth of pay stubs
  • At least a six-month bank statement that has been validated.
  • A purchase agreement, in the event that you are trying to buy a house.

Kenya's Five Best Mortgage Lenders

Kenya's Five Best Mortgage Lenders

You've decided to buy a house but need a mortgage first. To begin, let me say, "Congratulations!"



One of the biggest purchases you'll ever make requires financing, but how do you go about finding a reputable mortgage company to work with? If you're a first-time homebuyer in the market for a mortgage, you're not alone in the realization that a home purchase is likely the single largest investment you'll ever make. This piece was written specifically for you.

There is no shortage of real estate finance companies in Kenya, but it can be difficult to locate one that provides a tailored offer. You should compare several options, gather as much information as possible, and settle on a plan that meets your requirements and is within your price range before making a final decision. Don't rush things; there are plenty of mortgage lenders in Kenya who offer flexible financing options to suit a wide range of situations, including straightforward options for first-time homebuyers.

However, this book provides an overview of the leading mortgage lenders in Kenya, allowing you to choose the finest one for your needs with confidence.

In this section, you will find out the following: 

  • What is a mortgage?
  • What options do you have if you're looking for mortgages in Kenya?
  • Who are Kenya's best mortgage banks?
  • To apply for a mortgage in Kenya, what do you need?
  • How long of a mortgage term is ideal?
  • What factors do mortgage? 

What is a Mortgage Loan?

A mortgage is a long-term loan designed to assist with the acquisition of real estate. It is provided by a variety of financial institutions, such as banks, microfinance institutions, SACCOS, and building societies. In a mortgage plan, you, the homeowner, use the home and surrounding land while the financial institution holds it as security until you repay the loan's principal and accrued interest.




Mortgages are frequently referred to as property claims or property liens. The nicest aspect of a mortgage is that it allows you to make a substantial real estate acquisition without having to pay the entire sum up front. With each purchase, you come closer and closer to owning your ideal home. What you own is called equity, whereas what the bank claims is debt.



While 20 percent is the most preferred down payment for a mortgage, certain lenders may modify their offer to accommodate your preferences. It is important to note that the higher the initial down payment, the lower the monthly payments.



Mortgage types in Kenya

Kenya has two primary forms of mortgages.

The following are:


1. Fixed-Rate Home Loan

A fixed-rate mortgage is a type of house loan in which the interest rate remains constant during the life of the loan. This means that regardless of market swings, the interest rate on the loan remains consistent from the beginning to the end of the loan term.



The majority of popular products in this category have amortized loan durations ranging from 10 to 30 years.

2. Adjustable-Rate Mortgage

Throughout the duration of an adjustable-rate mortgage (ARM), the interest rate applied to the outstanding balance fluctuates. Typically, the initial interest rate is fixed for a period of time, and then begins to reset at monthly or annual intervals.

ARMs are sometimes known as variable-rate mortgages or floating mortgages. The interest rate is recalculated based on a certain index or benchmark, along with a spread known as an ARM margin.

An ARM is your best option if you expect to pay off the product within a defined timeframe or if you do not wish to be financially affected when the interest rate is increased.



Top Mortgage Providers in Kenya

Standard Chartered Bank Kenya



Standard Chartered Bank Kenya offers a comprehensive mortgage plan for homeowners, including loans of up to 100 million Kenyan shillings with up to 100 percent financing and terms of up to 25 years. The bank offers three products: a residential mortgage, a construction mortgage, and a mortgage for non-residents. It provides interest rates as low as 12.2%. In addition, a facility fee of 1% of the loan amount, with a minimum of 10,000 shillings, is charged.



Other fees you'll incur consist of:

  • Legal fees in accordance with the applicable legal fee scale
  • Stamp duty levied
  • Insurance for fire protection and, if applicable, credit life insurance
  • Valuation fees following a successful application


Citibank Kenya

Citibank, which has been operating in Kenya since 1975, offers mortgages with an annual interest rate of 12.5% that are second best.




In addition to principal and interest, however, the monthly mortgage payment includes the following:

  • Taxes based on the market value of your home
  • Homeowners insurance or hazard insurance protects you against property damage. The quantity of coverage depends on the location of your residence.
  • If you make a down payment of less than 20 percent, mortgage insurance is required. This amount ensures coverage if you default or miss a monthly mortgage payment.


Citibank offers mortgages with both fixed and adjustable rates.



Group HF

HF Group is another Kenyan mortgage lender offering a 13% interest rate and up to a 90% loan-to-value ratio on residential properties. It gives a maximum term of 20 years for employed individuals and 10 years for small and medium-sized enterprises (SMEs) and organizations.




The following fees and charges apply to this structure for purchasing a home outright:

  • 1.5% Commitment Fee
  • A valuation fee of roughly 0.5%
  • Legal Fees of around 1% to 2%
  • A 4% stamp duty is imposed.

The finest aspect of HF Group mortgages is that they come with fire insurance, mortgage protection in the event of death or disability, and tax relief for inhabited residences.



KCB Bank

Kenya Commercial Bank is recommended if you are searching for the most flexible mortgage payment plan. The product is available to salaried individuals who can borrow a minimum of 500,000 shillings over a maximum of 25 years.




Up to 90% financing is available for owner-occupants, 80% for commercial properties, and 70% for land purchases, at an interest rate of 13.3%.



In addition to the internal application fees, which comprise assessment fees of 2.5% of the loan amount and ledger fees of 350 shillings per month, there are additional external application expenses, including the following:

  • Legal costs Stamp duty Cost of valuation
  • 0.1% of the loan amount in stamp duty fees.
  • Protection for life and property


Here you can view KCB's applicable fees.



CFC Stanbic Bank

CFC Stanbic bank offers mortgages at a 14.1% interest rate. This product is also available as a construction mortgage, which will finance up to 90 percent of the total cost of the property. Financing is available up to 105% for a home that has already been constructed.




CFC Stanbic Bank is always prepared to finance your dream home and bring your big concept to fruition by offering favorable product rates.
When Buying a Home in Kenya, here are the Top 10 Mortgage Companies to Think About.

When Buying a Home in Kenya, here are the Top 10 Mortgage Companies to Think About.

 If you're like most people, you'll agree that owning a house or home in Kenya today is one of the most impressive things you can do. It costs money and is annoying to do that.


The price of land keeps going up, the price of building supplies is through the roof, and so much more.



Now, think of a way that you could buy your dream house no matter how much money you have. A mortgage can help with that.


This is a manual about:


  • What it means to mortgage
  • How you can get a mortgage
  • How to get a cheap home loan

The best places in Kenya to get a mortgage

What is a home loan?

A home loan is a mortgage. It is a loan that banks and other financial institutions give to people who want to buy a home. For the loan, the property is used as security. Most banks will need a down payment of 20% of the property's value to get things going.



One benefit of getting a mortgage is that every time you pay it off, you own a little more of the property. On the other hand, this is not true when it comes to paying rent. the first court


When you get a mortgage on a property, the ownership is split into two parts: the equity, which you own, and the debt, which the bank owns. So, when you make a mortgage payment, you buy more equity, and by the end of the amortization period, you own the property.


The value of the property can go up after you buy it, which is another benefit of getting a mortgage. Say, for example, that you buy a house with a loan of 4,000,000 ksh.


Let's say you find someone who wants to buy the property and is willing to give you 7,000,000 Ksh. If you sold the property for that price, you'd have a nice 3,000,000ksh in your pocket. You only have to give the bank what you owe them; you don't have to give them any of the money you made.


Nice, right?



How mortgages work in Kenya

In Kenya, there are two kinds of mortgages. This grouping is based on how much interest was paid on the loan.


The loan you get for your home can be a:


a) Mortgage with a variable rate

This home loan takes into account changes in the credit market rates. It is also called a variable-rate mortgage or an adjustable-rate mortgage. This means that the mortgage rate will change depending on how the market is doing.


When interest rates on the credit market are high, so will be the interest rate on a mortgage, and vice versa.


Even though they are risky, variable rates tend to be cheaper than fixed rates.


b) Mortgage with a fixed rate

The fixed rate doesn't change with the credit market, as the name suggests. This kind of mortgage has an interest rate that stays the same for the whole loan period.


Fixed-rate mortgages are thought to be the safest, but they usually cost more than variable-rate mortgages. You also run the risk of getting stuck with a higher rate if interest rates are going down.


Loans you might be able to get

In order to get a lot of people to borrow money, banks try to make mortgages as unique as possible for each client.


The following loans are likely to be available from most banks and other financial institutions:


Mortgages for homes owned by the borrower. This is for people who plan to live in the house they buy with a mortgage.

Investment residential mortgage. This is for people who buy the house as an investment and not as their main home.

People who want to build from scratch can get a construction loan. Usually, the money is sent to the contractor, who is in charge of the project.

To-up loans are also known as Equity loans. This is an easier way to use the equity you've built up to get extra cash. There are other ways to use the loan.

How to get a mortgage and where to find mortgage companies in Kenya


So, now that you know everything about mortgages, here's what you'll need to start building your dream home.


You will need the following papers to get a mortgage from most banks and other financial institutions. But keep in mind that the exact documents needed may be different from one institution to the next. Just to be sure, check with the lender you like.


Here is a list of things you need to do to get a mortgage.



  • A signed form for getting a mortgage
  • Original copies of your ID, passport, or other form of identification
  • A letter of introduction from your boss (for those employed)
  • 3 months' payslip
  • At least 6 months of bank statements that have been certified
  • Offer letter or sales contract (when looking to purchase)

Top mortgage providers in Kenya

Here are some of the best mortgage companies in Kenya and the average annual interest rate they charge.


If you want to buy your dream home, you might want to check them out.

  1. Housing finance group
  2. Standard chartered bank 12.2%
  3. Citibank Kenya 12.5%
  4. Commercial Bank of Kenya 12.9%
  5. KCB Bank 13.3%
  6. NIC Bank Kenya 13.4%
  7. CFC Stanbic bank Kenya 14.1%
  8. Barclays Bank of Kenya 14.4%
  9. Co-operative Bank 14.9%
  10. Consolidated bank 15.1%

Disclaimer: the figures are just an estimate and may vary with time.


Architecture Design

Architecture Design

 In addition to providing thorough space planning, design aesthetics, interior fit outs, utility arrangements, and value adds for all of our projects, we also offer a variety of other services


.


Dedicated Team

Brendah Njeru

Architect/Interior Designer

Makes indoor spaces functional, safe, and beautiful by determining space requirements and selecting essential and decorative items

Millicent Musumba

Chief Marketing Officer

Oversees the planning, development and execution of the organization's marketing and advertising initiatives.

SHACCLIFFE SHATEYA

Site Manager

Makes sure that the project is technically sound and that the build meets strict construction guidelines.

Mike Juma

Structural Engineer

Primarily concerned with designing and constructing buildings and structures that are safe.

Clinton Otieno

Director

Plans, coordinates, and manages every aspect of a building project from start to finish.

Maps And Contact

If you need to get in touch with us, please do not hesitate to call or send an email. Use this form to get in contact us and receive a quote.

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